Looking to finance your dream home in Denver? We’ve reviewed the top mortgage lenders in the Denver metro area, focusing on rates, customer service, and overall satisfaction.
1. Colorado Credit Union Mortgage
Overview: A local credit union offering competitive rates, personalized advising, and a smooth application process.
Pros: Member-focused service, no hidden fees, flexible programs for first-time buyers.
Cons: Limited branches outside the Front Range area.
Customer Review: “Great guidance; we closed quickly and the community feel was excellent.”
2. Guaranteed Rate
Overview: National lender known for tech-driven mortgage processes and rapid closing.
Pros: Online application ease, rate-lock tools, no origination fees.
Cons: Support staff can vary in responsiveness.
Customer Review: “Loved the online portal, though our loan officer took a bit to return calls.”
3. Movement Mortgage
Overview: Emphasizes transparency and borrower education.
Pros: No lender fees, multiple low-down-payment options.
Cons: Slightly higher rates than credit unions.
Customer Review: “They explained every step clearly, even sending weekly updates.”
4. Fairway Independent Mortgage
Overview: Strong local presence with experienced loan officers.
Pros: Personalized support, broad loan variety, community ties.
Cons: Slower online tools.
Customer Review: “Their advice was invaluable. Felt like family throughout closing.”
Conclusion
Denver buyers should choose based on priorities: credit unions for personal service and low fees, tech-savvy lenders like Guaranteed Rate for speed, and community-focused firms like Fairway or Movement for support and education.